Pamela Alfred

Citi C just revamped its Prestige Card, a luxury credit card that has long been considered a competitor of American Express’s Platinum card and Chase’s Sapphire Reserve. While they offering a lot of perks including an increased sign-up bonus and free nights at pricey hotels, there’s one catch: You have to spend nearly $8,000 to get all of them.

Do you think it is worth spending all that $$$ to have access to perks or just a personal Concierge could do a better job?